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	<title>Comments for Straight Digs</title>
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	<link>http://www.myocliving.com/blog</link>
	<description>What is really going on in Orange County real estate</description>
	<lastBuildDate>Mon, 30 Aug 2010 21:18:24 -0400</lastBuildDate>
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		<title>Comment on Orange County fires threaten homes by Teresa Whary</title>
		<link>http://www.myocliving.com/blog/?p=18&#038;cpage=1#comment-11819</link>
		<dc:creator>Teresa Whary</dc:creator>
		<pubDate>Mon, 30 Aug 2010 21:18:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.myocliving.com/blog/?p=18#comment-11819</guid>
		<description>Sick and tired of getting low numbers of useless traffic to your site? Well i want to share with you a brand new underground tactic which makes myself $900  each day on 100% AUTOPILOT. I really could be here all day and going into detail but why dont you simply check their site out? There is a great video that explains everything. So if your serious about making easy cash this is the site for you. &lt;a href=&quot;http://tiny.cc/p7mq4&quot; rel=&quot;nofollow&quot;&gt;Auto Traffic Avalanche&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Sick and tired of getting low numbers of useless traffic to your site? Well i want to share with you a brand new underground tactic which makes myself $900  each day on 100% AUTOPILOT. I really could be here all day and going into detail but why dont you simply check their site out? There is a great video that explains everything. So if your serious about making easy cash this is the site for you. <a href="http://tiny.cc/p7mq4" rel="nofollow">Auto Traffic Avalanche</a></p>
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		<title>Comment on Orange County fires threaten homes by Sherlyn Gooslin</title>
		<link>http://www.myocliving.com/blog/?p=18&#038;cpage=1#comment-11816</link>
		<dc:creator>Sherlyn Gooslin</dc:creator>
		<pubDate>Mon, 30 Aug 2010 20:50:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.myocliving.com/blog/?p=18#comment-11816</guid>
		<description>Sick and tired of getting low numbers of useless traffic to your site? Well i want to share with you a brand new underground tactic that makes myself $900  each day on 100% AUTOPILOT. I possibly could be here all day and going into detail but why dont you merely check their site out? There is a great video that explains everything. So if your serious about producing hassle-free cash this is the site for you. &lt;a href=&quot;http://tiny.cc/p7mq4&quot; rel=&quot;nofollow&quot;&gt;Auto Traffic Avalanche&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Sick and tired of getting low numbers of useless traffic to your site? Well i want to share with you a brand new underground tactic that makes myself $900  each day on 100% AUTOPILOT. I possibly could be here all day and going into detail but why dont you merely check their site out? There is a great video that explains everything. So if your serious about producing hassle-free cash this is the site for you. <a href="http://tiny.cc/p7mq4" rel="nofollow">Auto Traffic Avalanche</a></p>
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		<title>Comment on Orange County slab leaks by Lina Martin</title>
		<link>http://www.myocliving.com/blog/?p=206&#038;cpage=1#comment-8879</link>
		<dc:creator>Lina Martin</dc:creator>
		<pubDate>Thu, 17 Jun 2010 06:27:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.myocliving.com/blog/?p=206#comment-8879</guid>
		<description>Does anyone know what insurance companies pay anything for slab leak repairs?  We know State Fam doesn&#039;t.  We are interested in switching to a company who does.</description>
		<content:encoded><![CDATA[<p>Does anyone know what insurance companies pay anything for slab leak repairs?  We know State Fam doesn&#8217;t.  We are interested in switching to a company who does.</p>
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		<title>Comment on How much is Mello Roos in Aliso Viejo? by admin</title>
		<link>http://www.myocliving.com/blog/?p=99&#038;cpage=1#comment-6670</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Sat, 09 Jan 2010 01:44:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.myocliving.com/blog/?p=99#comment-6670</guid>
		<description>Hi Erica,

Thank you for the feedback!  This post was originally written as the homes in the new communities off of Glenwood were being built (2 years ago), so it didn&#039;t account for those communities.  We have made two corrections.  

First, we have clarified in the post that the communities with low Mello Roos are those communities called Glenwood Village, Glenwood Park, and Glenwood Terrace.  These are not to be confused with the newest Shea homes &quot;at Glenwood&quot;.

Second, we have added the communities of Birch River (at Glenwood) and Vista Vallarta (at Glenwood) to the list of homes with the highest Mello Roos in Aliso Viejo.

Thanks again!</description>
		<content:encoded><![CDATA[<p>Hi Erica,</p>
<p>Thank you for the feedback!  This post was originally written as the homes in the new communities off of Glenwood were being built (2 years ago), so it didn&#8217;t account for those communities.  We have made two corrections.  </p>
<p>First, we have clarified in the post that the communities with low Mello Roos are those communities called Glenwood Village, Glenwood Park, and Glenwood Terrace.  These are not to be confused with the newest Shea homes &#8220;at Glenwood&#8221;.</p>
<p>Second, we have added the communities of Birch River (at Glenwood) and Vista Vallarta (at Glenwood) to the list of homes with the highest Mello Roos in Aliso Viejo.</p>
<p>Thanks again!</p>
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		<title>Comment on How much is Mello Roos in Aliso Viejo? by Erica</title>
		<link>http://www.myocliving.com/blog/?p=99&#038;cpage=1#comment-6660</link>
		<dc:creator>Erica</dc:creator>
		<pubDate>Fri, 08 Jan 2010 05:58:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.myocliving.com/blog/?p=99#comment-6660</guid>
		<description>I disagree with your mello roos quotes.  I live in Glenwood and pay 7,000 a year to mello roos.</description>
		<content:encoded><![CDATA[<p>I disagree with your mello roos quotes.  I live in Glenwood and pay 7,000 a year to mello roos.</p>
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		<title>Comment on Is the media calling the Orange County housing bottom? by admin</title>
		<link>http://www.myocliving.com/blog/?p=590&#038;cpage=1#comment-6148</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Fri, 27 Nov 2009 18:23:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.myocliving.com/blog/?p=590#comment-6148</guid>
		<description>I agree that the low end is selling much faster than the high end.  Here, FHA and conventional are up to $729K.  So, the &quot;low end&quot; is up to about $900K.  Above that homes move more slowly.  In a town like Aliso Viejo, where there are only a handful of communities above that price range, there is less than 2 months of inventory.</description>
		<content:encoded><![CDATA[<p>I agree that the low end is selling much faster than the high end.  Here, FHA and conventional are up to $729K.  So, the &#8220;low end&#8221; is up to about $900K.  Above that homes move more slowly.  In a town like Aliso Viejo, where there are only a handful of communities above that price range, there is less than 2 months of inventory.</p>
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		<title>Comment on Is the media calling the Orange County housing bottom? by Richard Stabile Bergen County Real Estate</title>
		<link>http://www.myocliving.com/blog/?p=590&#038;cpage=1#comment-6107</link>
		<dc:creator>Richard Stabile Bergen County Real Estate</dc:creator>
		<pubDate>Tue, 24 Nov 2009 02:41:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.myocliving.com/blog/?p=590#comment-6107</guid>
		<description>I think the low end has hit bottom in most of the country. However the upper end hasn&#039;t. Jumbo&#039;s are not givaways like FHA is. FHA 620 credit score and 3.5% down. Jumbos need a 740 credit score with 30% down.
There is a difference in buyer pool.</description>
		<content:encoded><![CDATA[<p>I think the low end has hit bottom in most of the country. However the upper end hasn&#8217;t. Jumbo&#8217;s are not givaways like FHA is. FHA 620 credit score and 3.5% down. Jumbos need a 740 credit score with 30% down.<br />
There is a difference in buyer pool.</p>
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		<title>Comment on Aliso Viejo property taxes and Mello Roos by admin</title>
		<link>http://www.myocliving.com/blog/?p=389&#038;cpage=1#comment-5798</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Fri, 30 Oct 2009 00:33:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.myocliving.com/blog/?p=389#comment-5798</guid>
		<description>Hi Margaret,

Thank you for your question.  We answered a similar question in a 2008 post and give a more detailed answer there: http://www.myocliving.com/blog/?p=99&amp;cpage=1#comment-173.

In short, Aliso Viejo Mello Roos bonds often expire 20-30 years after they are issued.  They can be renewed.  More information can be found by looking up your address as described in this post and calling the phone number next to the bonds you have questions on.  I have found the bond attorneys very helpful.

Does that answer your question?</description>
		<content:encoded><![CDATA[<p>Hi Margaret,</p>
<p>Thank you for your question.  We answered a similar question in a 2008 post and give a more detailed answer there: <a href="http://www.myocliving.com/blog/?p=99&amp;cpage=1#comment-173" rel="nofollow">http://www.myocliving.com/blog/?p=99&amp;cpage=1#comment-173</a>.</p>
<p>In short, Aliso Viejo Mello Roos bonds often expire 20-30 years after they are issued.  They can be renewed.  More information can be found by looking up your address as described in this post and calling the phone number next to the bonds you have questions on.  I have found the bond attorneys very helpful.</p>
<p>Does that answer your question?</p>
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		<title>Comment on Aliso Viejo property taxes and Mello Roos by Margaet Lgoue</title>
		<link>http://www.myocliving.com/blog/?p=389&#038;cpage=1#comment-5773</link>
		<dc:creator>Margaet Lgoue</dc:creator>
		<pubDate>Wed, 28 Oct 2009 03:12:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.myocliving.com/blog/?p=389#comment-5773</guid>
		<description>When does the bond expire? I would like to know when I will no longer have to pay for mello roos, my development is Soleil.</description>
		<content:encoded><![CDATA[<p>When does the bond expire? I would like to know when I will no longer have to pay for mello roos, my development is Soleil.</p>
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		<title>Comment on Orange County April home prices down but not out by Real Estate Agents</title>
		<link>http://www.myocliving.com/blog/?p=431&#038;cpage=1#comment-5352</link>
		<dc:creator>Real Estate Agents</dc:creator>
		<pubDate>Fri, 18 Sep 2009 21:31:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.myocliving.com/blog/?p=431#comment-5352</guid>
		<description>I&#039;ve recently started a blog, the information you provide on this site has helped me tremendously. Thank you for all of your time &amp; work.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve recently started a blog, the information you provide on this site has helped me tremendously. Thank you for all of your time &amp; work.</p>
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